PAY WAVE Card - PAY WAVE

What are the features of the PAY WAVE card?

Safety

It’s safe because it’s a debit card tied to your bank account. You can also use the management of your big funds with confidence.

High speed

Transfers between PAY WAVE accounts can be transferred instantly and you can easily charge your PAY WAVE card.

Convenient

PAY WAVE card can be used at any global ATMs and online and offline member stores worldwide. Rate at the time of use is applied so there is no risk.

Easy PAY WAVE card charge

The PAY WAVE card can be used as a debit card after the funds have been charged from the PAY WAVE account to the PAY WAVE card.
You can apply for a fund charge from My page quickly and easily.

PAY WAVE customers
Charge

PAY WAVE / Bank
Approval

PAY WAVE customers
Card use

Is applying for a PAY WAVE card complicated?

It is easy because it is attached when you open your PAY WAVE account.

*Customers are responsible for any costs incurred after shipping the PAY WAVE card, such as customs duties.

ID issued by the Government

ID card, driver’s license, passport, etc.

The PAY WAVE card will take about 3 to 12 weeks to be delivered through the bank screening process.

PAY WAVE customers
Card application (account opening)

PAY WAVE
Screening

Bank
Review

PAY WAVE customers
Card receipt

How to charge my PAY WAVE debit card?

PAY WAVEカードをお受取後、 カードアクティベート(有効化)のお手続き完了後にご利用いただけます。

STEP 1

Card activation

When you receive the card, please complete the card activation on the PAY WAVE site.

STEP 2

Fund charge

Click “Charge” from “Banking” on the PAY WAVE site
Enter funds to charge
(minimum $1 or more)”

STEP 3

Card use

Please use at ATMs and shopping

PAY WAVE card usage limit and fee

PAY WAVE card usage limit

LimitsCredit limit
Daily usage limitUnlimited
Settlement amount for one monthUnlimited
ATM withdrawal limit per dayUSD 20,000 –
(ATM withdrawal amount differs for each ATM.)
ATM withdrawal limit per monthUSD 600,000 –

Fee

Type of fund transferTransaction Fee
Deposit feeInternational money transfer: 1%
Domestic remittance: 0.5%
Mastercard/VISA: 10%
Bitcoin: 0.8%
USDT: 0.8%

Click here for the latest fees
Card issuance feeUSD 1,000
(Shipping fee will be charged separately.)
First deposit amountUSD 300
Minimum transfer amountUSD 1
Overseas purchase handling fee3%
ATM withdrawal fee3%
(ATM usage fee will be charged separately. It depends on the area to be withdrawn and the ATM used.)
Membership fee13 months after issuing the PAY WAVE card USD 100 every year
Current balance confirmationOnline: Free
Card reissue fee
(Reissue fee after expiration of validity period)
USD 100
(Shipping fee will be charged separately.)
Reissue of PIN
(Personal Information Number)
USD 100

*Card rates are determined by the card company.

*Regarding card reissue. Please contact us.

*Customers are responsible for any costs incurred after shipping the PAY WAVE card, such as customs duties.

Prohibited countries

In the following countries, you cannot use the PAY WAVE card even for a trip.

MyanmarRepublic of Cote d’IvoireDemocratic Republic of the CongoDemocratic People’s Republic of Korea
Federal Republic of SomaliaRepública de CubaState of EritreaRepublic of Guinea
Syrian Arab RepublicRepublic of ZimbabweIslamic Republic of IranRepublic of Iraq
Republic of Liberia

Withdraw ¥150,000
from an ATM in Japan

Pay €80
at a restaurant in Naples

Hanako-san

Pay for a ₩500,000 bag
at a shopping mall in Seoul

Withdraw $1,000
from an ATM in New York

PAY WAVE Card

The PAY WAVE card is a card that supports the use of funds in your PAY WAVE account anywhere in the world.

PAY WAVE card can be used after the card has been funded from your PAY WAVE account.

The PAY WAVE card is a bank debit card. You can use your PAY WAVE card to withdraw cash from any global ATM machines around the world, and pay at restaurants and shops which accept VISA cards.

There is no daily limit for payment at VISA member stores. Maximum cash withdrawal from ATMs is US$20,000 per day.